Viso Burn 1/4 of Supply


The wait is finally over: We’re proud to announce that the Viso token burn will take place on February 14, 2019, in our Valentines day massacre event.

This burn takes the circulating supply down from 200 million to 150 million

We wish to thank you (our loyal community) for helping us build everything we’ve got to show to date. Here’s a quick overview of everything we’ve accomplished together so far:

  • Developed and launched processing
  • SMART TERMINAL Developed and launched
  • In partnership with D8 Corporation, received certification from VISA and MasterCard
  • ICO completed
  • Android Wallet launched
  • Received licencing across Russia and Belarus

Thank you for your continuous support!

Retrieve Financial Freedom Globally with VISO!

The blockchain and cryptocurrencies are penetrating into our lives faster than the Internet did back in the day. As more and more people do business by using cryptocurrency for investments and payments, we have made it our goal to create VISO, a new-generation solution that makes cryptocurrency a means of everyday payments worldwide.

VISO is a payment system provider that incorporates cryptocurrency payments into point of sale SMART Terminals. Viso has a pragmatic team of developers on the team Egor Petukhovsky, Sergey Popov & Ann Tatarinchik the bright minds driving their in-house tech lab, advisors on the project include Sasha Ivanov who heads up the team at Waves. It will come as no surprise that Waves is the platform that Viso have launched their asset on, due to TX speeds available on this blockchain.

Conventional stores, restaurants, online stores, gas stations, dentistry clinics, coffee shops, and hundreds of other retailers will all be able to receive payments for their goods and services with VISO. The system lets you pay virtually any amounts for anything! This will
not only boost sales but also draw new customers to your business. Payments can even be made using the existing conventional payment environment via credit card-based purchase terminals, as VISO is not just about cards: we have been creating a full-scale system encompassing Cards for Regular Users, Top-Level Processing, and Payment-Accepting Terminals for Businesses.

The payment system will offer an unlimited potential for the instant and contactless receipt and sending of payments between the system’s individual users.


The VITO token is used in the VISO payment system as a settlement cryptocurrency and a means of paying commissions.

The worldwide spread of VISO has been programmed into the system and can occur any time now. VITO is a limited-issue token used for currency conversion in the payment system. Another reason the VITO TOKEN will interest investors is that VISO will enable individuals to instantly receive and send payments with no limits at all. With VISO, everybody wins, but those who become the first to use it will win the most.

“It makes sense to let the potential investor understand that we aren’t going to compete with monsters like banking systems but that we can make these monsters more humane, easy-to-use, and beneficial to everyone by expanding their capabilities via the VISO solution.”

All of cryptocurrency acceptance is implemented on VISO SMART terminals via the VISO Wallet and VITO Tokens. The cryptocurrency accepted as payment is automatically and instantly converted through processing, and the sale itself occurs in the national currency of the country in which the payment takes place. That way, SMART terminals or the VISO app for sellers greatly simplifies the day-to-day acceptance of payments and extends users’ cryptocurrency acceptance capabilities.

VISO Wallet options

Most people have already made the transition to digital payments systems in one form or another, be it contactless payments with a payment card, mobile payments or funds transfer using Samsung Pay, Alipay, PayPal or Apple Pay, or interacting with their bank accounts through mobile apps. The VISO vision does not seek to change any of this, but seeks simply to enhance it, to make things easier by taking advantage of the blockchain architecture and adding the ability to deal with cryptocurrencies, in short, to make it seamless.

Wallet Functions:

Anyone with Internet access can open a VISO Wallet and the balance can be denominated in VITO, other cryptocurrencies (BTC, ETH, Waves etc.) or any fiat currencies. To open a VISO Wallet, you go through a quick and easy registration process, which will allow you to reinstate your wallet access if you forget your login or password. VISO Wallet is a secure platform with access procedures that comply with banking security standards. Though primarily intended as a mobile app the VISO Wallet is also available in a web browser interface.

The VISO system relies upon its own token and cryptocurrency, VITO. Whenever a crypto or fiat transaction takes place, or a crypto to fiat exchange is needed, the required currencies are exchanged into and out of VITO. However, the speed of the system means that this takes place behind the scenes and is imperceptible to the user. Of course, VITO are required to access and use the VISO ecosystem but these are easily purchased with the fiat- or cryptocurrency of your choice, inside your VISO Wallet.

Again, our vision is utility for the customer, so VISO guarantees the best exchange rates, for whatever currency is required. Both domestic and international transfers and payment in VITO are commission-free. If cryptocurrencies are not accepted at the PoS then the VISO system will convert crypto to fiat on the fly; the merchant receives fiat and the VISO Wallet user pays in crypto. To facilitate this real-time transaction, the user will need to pre-select the crypto and/or fiat balance they wish to convert from; a simple process within the VISO Wallet app.

VISO Cards

VISO Card Lite: a virtual card powered by Host Card Emulation technology, enabling contactless payments from any NFC technology-supporting smartphone.
VISO Card Pro: a physical MasterCard or VISA payment card linked to VISO Wallet which supports contactless payments.

In the near future, they envision:

VISO Card Celestial: all the usual benefits, plus a credit card.
VISO Card Infinity: all the usual benefits, plus a premium credit card.

VISO cards support the SMART Balance technology, which enables the automatic conversion of funds from a payment card or a bank account into cryptocurrency and back. After enabling this option, you will no longer have to make cryptocurrency sale/purchase
transactions manually. Conversion rules are customizable by the user. This technology enables you to always maintain your preferred balance in regular currencies and in cryptocurrency.

Example: let’s say that you have set yourself a limit of USD 1,000 and that you have a BTC balance. After you make a USD 300 purchase, the system automatically sells the required quantity of bitcoins to bring your balance back to USD 1,000. Or the other way around, suppose you have refilled your card and now have a USD 1,600 balance. The system will
automatically sell USD 600 to refill your BTC balance.

VISO have taken payment cards to a new level!


Card issuing fee – physical Free
Card issuing fee – virtual Free
Annual fee – physical card Free
Annual fee – virtual card Free
Domestic exchange fee 0%
Foreign exchange fee 0%


VISO SMART Terminals

Through VISO SMART terminals, customers can:

VISO SMART terminals are a new generation of terminal that combine the features of regular bank terminals, payment terminals and cash registers, and that allow for launching any mobile apps powered by Android. VISO SMART terminals can be integrated with the accounting system of a commercial enterprise, effectively turning it into a fully featured
cash register that displays an entire product line. Combining all cashier machines into a single device allows the point of sale to minimise costs, which is especially important for small businesses.

VISO SMART terminals have the VISA and MasterCard certification, enabling these terminals to quickly replace any bank terminals at any point of sale. This certification means that VISO SMART terminals meet the PCI DSS 3 information security standard, which makes them highly secure.


In what has been a busy 2019 for the Viso team they have announced they have received licences to operate their SMART Terminals in the regions of Russia and Belarus. When you look at the partners they have onboard that include M4bank & Paymob alongside auditing firm Auditmrcheveli to name a few.

The company’s co-founders are the creators of technology leaders whose products have
been certified by VISA, MasterCard, American Express, Union Pay, and Belkart.

Viso currently trading on the Waves DEX under its native token VITO and is looking like a real value proposition! Check it out HERE!

Useful Links:

Official Site

Crypto Investor: Bitcoin (BTC) May Surpass Market Caps of Visa & Mastercard In 3 Years

Focus On Bitcoin, Not BTC

Since Bitcoin (BTC) burst onto the digital scene in 2009, the innovation, first headed by Satoshi Nakamoto, has been lauded as an optimized, decentralized version of Visa, Mastercard, and the like. And while the narrative has undoubtedly changed over the years, with the “BTC is digital gold” argument becoming a common sight, many believe that the world’s first blockchain network could still usurp centralized networks with ample research, development, and most importantly, time.

In a recent edition of Off The Chain, a crypto-centric newsletter and podcast run by Anthony Pompliano, the founder of Morgan Creek Digital Assets and an overt skeptic of banks, it was explaining that Bitcoin could begin to make a move on centralized payment ecosystems. Pompliano, who authored the piece, explained that a spotlight should be put on the blockchain itself, dubbed the “world’s most secure transaction settlement layer,” rather than just BTC itself.

And while Pomp made it clear that it is difficult, maybe impossible to value payment ecosystems, as the concept of network value is often abstract, not quantifiable, and still developing, the leading crypto investor did his best to draw attention to Bitcoin’s strong, but lesser-known fundamental measures.

Morgan Creek’s founder also quipped that he wouldn’t be surprised for BTC to start making a move on Visa and Mastercard. This move may only be accentuated as scaling solutions like the Lightning Network and other improvements go live and garner copious traction, while Bitcoin’s fundamentals continue to beat that of its altcoin counterparts.

Bitcoin’s Market Cap May Surpass Visa & Mastercard… Eventually

Citing recently-aggregated data from Diar, a leading crypto-friendly publication and research unit, Pomp noted that Bitcoin’s miners were “paid a total of $5.8 billion in revenue (fiat value of BTC produced) in 2018.” Although these aren’t exact numbers, especially considering the depreciation of BTC and other pertinent nuances or caveats, Pomp explained that this sum, the “top line revenue figure,” would help put Bitcoin’s status in the payment world “into context.”

The commentator, known for anti-bank, pro-crypto rhetoric and scalding comments on the establishment, subsequently compiled and visualized basic financial data from Visa, Mastercard, Square, Western Union, and two leading social media platforms to convey a point.

Pomp explained that from a revenue multiple (revenue to market capitalization ratio) point of view, Bitcoin is effectively more undervalued that both Visa and Mastercard — “the two transaction settlement networks that are most commonly compared to Bitcoin.” He noted that although BTC isn’t meant to be valued by revenue multiple, a measure often used in traditional markets, this gives context to the underlying blockchain’s performance and pseudo-inherent value.

And while BItcoin’s RM is expected to increase over 2019, due to suppressed prices, Pomp made it clear that such a move would be reasonable, “given the fast growth rate and historical premiums given to early companies/networks in an attempt to price in untapped potential.”

With all this in mind, he expressed that he wouldn’t be surprised if Bitcoin, currently 1/4th the market cap of Mastercard and 1/6th of Visa, begins to overtake the valuations given to traditional payment networks over the next three years. Ending his analysis piece on an optimistic note, Pomp wrote:

The legacy networks were built for a world that we no longer live in and the decentralized network is built for the future.

This recent quip comes just days after Pomp took to Ran NeuNer’s Crypto Trader to claim that he expects for BTC to range trade between $2,500 and $4,500 for much of 2019. However, like his Off The Chain post, he remained bullish on the network’s fundamentals, explaining that hashrate quadrupled (at 2018’s peak), while transaction count increased month-over-month from March until now. And, a collective $400 billion worth of value was settled on the Bitcoin network throughout 2018.

Author: Nick Chong
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We’ll Go There If We Have to: Visa CEO on Crypto

CEO of Visa, the payment card company, Al Kelly, said that he “certainly” does not view cryptocurrencies as a threat to his business right now, but added that “if we have to go there, we’ll go there.”

Speaking to CNBC, Kelly described the current state of crypto as more of a commodity than “a payment instrument.”

“There has to be some market…that it becomes somewhat of a fiat currency in order for us to be comfortable,” adding that “if it goes in that direction, we will move in that direction.”
Kelly did not elaborate on what he meant by his remarks that “there has to be some market” and that crypto should become “somewhat of a fiat currency.”

Towards the end of the interview, however, Kelly admitted that Visa as a company will not stand on the sidelines if they see crypto becoming a mainstream payment instrument: “We wanna be in the middle of every payment flow in the world,” Kelly said.

Although Visa itself has not yet jumped onto the crypto bandwagon, other companies, such as Hong Kong-based, have announced initiatives to issue pre-paid cryptocurrency Visa cards to the public. According to’s website, the Visa cards are already available to residents of Singapore, as the company prepares to expand distribution to more countries.

Former executives at Visa, however, appear to be more enthusiastic about crypto than its current CEO. In May of this year, Russian-British cryptocurrency bank Crypterium announced that it had appointed Marc O’Brien, the former head of Visa in the UK and Ireland, as its new CEO.

In a media statement given at the time, O’Brien said “I strongly believe that cryptocurrency is about to go mainstream, and we can be pioneers.”

Author: Fredrik Vold
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Interstellar Arrives: Visa, Citi-Backed Chain Acquired By Stellar Startup

A long-rumored acquisition that finds two of the crypto industry’s leading entrepreneurs teaming to back the world’s sixth-largest blockchain has been confirmed.

Announced Monday, Chain, which raised more than $40 million from financial institutions including Visa and Nasdaq, in the process helping define the narrative for business interest in the technology through its partnerships and stage appearances, has been acquired in an undisclosed deal by, a startup building on the Stellar protocol.

Closed officially September 5, the deal will find both brands combining to form a new entity called Interstellar to be helmed by former RRE Ventures partner and Chain CEO Adam Ludwin, who will serve as Interstellar’s CEO, and Jed McCaleb, the creator of the XRP and Stellar protocols, who will be acting CTO.

The combined company will retain “100 percent” of Chain’s employees, according to Ludwin, including co-founder Devon Gundry, who will remain on as chief product officer. All told, about 60 employees are now employed by Interstellar, Ludwin said.

While terms of the deal were not disclosed, Ludwin affirmed in interview that shareholders were bought out and that it was “a good deal for investors.” Early estimates had pegged the deal as valued at nearly $200 million, which if true, would make it one of the year’s largest.

However, while interest will likely remain high on the deal’s lingering details, Ludwin and McCaleb were keen in interviews and statements to place their emphasis on the future.

In fact, Ludwin went so far as to suggest that the acquisition by Lightyear shouldn’t be viewed as a change in direction, even though Chain’s work focused largely on private blockchains.

Ludwin told CoinDesk:

“If you look at our work with Visa, Citi, in every case, we made huge progress, but we would also find ourselves at an impasse when it was the partners who had to instantiate a blockchain. We needed a chain that anyone could access.”

In Ludwin’s words, Chain got “Stellar envy,” when it realized the open-source project was succeeding on its goal of creating a platform that could excel at asset issuance, albeit largely with startups.

At the time, McCaleb, Ludwin said, encountered a reciprocal problem. Created in 2014 and managed by the non-profit Stellar Development Foundation, the protocol’s coders were looking for a link to institutions that could help them commercialize their work.

That said, also notable is that Ludwin said Interstellar does not intend to play an active role in the market for the Stellar cryptocurrency, XLM, saying that Interstellar is a “software” play.

“It’s about the platform layer to make the network as powerful and useful as possible for those organizations that want to leverage stellar,” he continued.

A long courtship

Still, for those involved, today’s represents the conclusion of a process that began as far back as early 2018, when McCaleb first approached Ludwin for a meeting.

Ludwin said that while the two have been acquainted since 2014, they “didn’t know each other super well” prior to discussing how they might solve mutual problems.

In this way, Ludwin said that early meetings were mostly about establishing relations.

“I have a certain public reputation, he has a certain public reputation. As usual, what you think about someone based on their public persona and who they actually are are drastically different, and we decided that after four to five weeks, let’s do this together,” Ludwin said.

At the time, details about a potential sale began to emerge, with CoinDesk first learning that Chain was in discussions to be acquired by a company affiliated with Stellar in May (though details remained unclear as to the mechanics and entities involved in the deal).

Ludwin confirmed that the two companies examined multiple ways to structure the deal, which added to the length of the acquisition talks, as did efforts to retain existing employees. He declined to indicate if the liquidation of any cryptocurrencies was used to facilitate the acquisition.

Not another Ripple

Elsewhere, Ludwin sought to distance Interstellar from comparisons to one McCaleb’s early efforts, San Francisco-based Ripple, a company for which McCaleb served as founder and CTO before the relationship devolved into high-profile legal battles.

For one, Ludwin said that Interstellar would seek to work with the Stellar Development Foundation to grow the software in concert with other for-profit startups.

“Ripple is focused on international B2B networks, being crypto Swift for banks. Stellar has increasingly become the platform of choice for issuing tokens of all kinds,” he said.

Still, like Ripple, Ludwin said the new company will continue to work to bring open-source software to the firms with which Chain already had established projects.

Interstellar, he said, will continue to use its cloud blockchain service Sequence, introduced last October, and will also make use of the tech behind its Chain Protocol, a suite of tools designed to enable private blockchain networks, launched in 2016.

As such, he said the products will be used alongside software from Stellar’s non-profit arm, enabling the company to work with both private and public networks.

“What you’re going to see from Interstellar is a convergence of the two. Where it makes sense to have assets in a private environment, we’ll use Chain’s products, when it makes sense for these assets to be transferred over a network, we’ll use stellar,” he said, adding:

“You don’t think I’m on a public network or I’m on a private network, I’m on my computer, doing work.”

Third time’s a charm

In interview, Ludwin also addressed his journey as an entrepreneur working closely with blockchain and cryptocurrencies, noting that in many ways this could be viewed as a kind of third version of a vision he began pursuing in 2014.

At launch, Chain was focused on providing products for bitcoin developers, emerging as a well-financed competitor to early Silicon Valley startups such as Gem and Coinbase, then both pursuing a model in which they sought to court coders.

Chain would later raise $30 million from major financial institutions in 2015 in a repositioning that found the company seeking to become the preferred partner for businesses that wanted to leverage blockchain to leverage the technology to create new products.

Still, Ludwin said the goal at all times as been the pursuit of technology that would enable a platform for the creation of new assets, ones that, like bitcoins on the bitcoin blockchain, would be defined by cryptography and peer-to-peer networking.

To that end, Ludwin suggested he’s merely been more aggressive in pursuit of this vision, willing to ride the twists and turns of one of the tech industry’s fastest-moving sectors.

Ludwin concluded:

“Have we experimented with approaches? Heck yeah, but if you’re in this industry and you haven’t, you’re not likely to get it right on the first stab.”

Author: Pete Rizzo
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